Government of Jamaica

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Affordable MSME Financing

Loan Programme for MSMEs

The product was designed to provide adequate and attractive JMD$ & USD$ loans to MSMEs in productive and service sectors, thereby assisting in addressing a critical financing gaps in the local market. The MSME lending facility was established in 2010.

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Likkle Loans for Micro Entrepreneurs

The JNSBL Likkle loans are designed to assist micro entrepreneurs to capitalize on business opportunities such as purchasing business equipment, machinery or stock.

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Jamaica Youth Business Trust Loan Program

Jamaica Youth Business Trust is an accredited member of Youth Business International, a global network which supports young entrepreneurs. The organization is duly registered and is an NGO/not-for-profit organization.

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Jamaica Venture Capital Programme, “VENTURE HIVE: Opportunity for Caribbean entrepreneurs & Entrepreneur Support Providers/ Enablers”

The Jamaica Venture Capital Programme was developed in recognition of the gaps that exist in the traditional financing options to MSMEs. In 2013 the GOJ through the Development Bank of Jamaica (DBJ) held the first Venture Capital Conference.

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Government of Jamaica Adaptation Fund Programme

MSMEs in the agricultural sector are constantly at risk due to potential consequences of climate change on their crops. Many of these MSMEs farmers operate with small plot sizes on very hilly terrains.

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DBJ’s Microfinance Facility

Microfinance is widely viewed as a potent instrument for reducing poverty, enabling the poor to accumulate assets, and reduce their vulnerability to economic stress. Jamaica has a nascent microfinance industry primarily focused on providing microloans.

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Climate Smart Loan

The climate change loan programme provides loan financing of between $200,000 to $5 million in respect to climate change adaptation activities and the project’s viability.

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BizGrow Loans

Accessible to micro and small businesses operating for at least six (6) months, funds can be used to improve, enhance and expand businesses by purchasing tools, equipment, raw materials, stocks and or any other business purpose.

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BizEvents Loans for Micro Entrepreneurs

The JNSBL BizEvents loans are designed to assist micro entrepreneurs to capitalize on seasonal opportunities for revenue generation. The maximum loan amount is $250,000.00 repayable over ten (10) weeks.

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BizBoost Loan

The BizBoost loan assists small and medium-sized businesses engaged in value added activities to acquire fixed assets (except real estate) and working capital.

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The Ministry

Welcome to the official website of the Ministry of Industry, Investment and Commerce.

The Ministry of Industry, Investment and Commerce is described as Jamaica's "Business Ministry." It's mandate is to lead the development of policies that will create growth and jobs, while achieving social inclusion and consumer protection. The Ministry, working its stakeholders is primarily responsible for business policy development, monitoring and evaluation, while giving direction and oversight to a cluster of implementing departments and agencies.

We have, therefore, placed much energy and enthusiasm into the development of this website to provide timely information on the Ministry, our agencies and programmes.

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4 St. Lucia Avenue, Kingston 5, Jamaica
Telephone: (876) 968-7116 
Fax: (876) 960-7422 
For general enquiries, requests for information, or assistance with ministry services, policies or programmes, contact: information@miic.gov.jm
For assistance with issues related to our online platforms & services, phone lines or digital resources, contact: customerservice@miic.gov.jm

Opening hours: 
Mondays - Thursdays 8:30 a.m. - 5:00 p.m.
Fridays 8:30 a.m. - 4:00 p.m.

 

The Ministry of Industry, Investment and Commerce - https://www.miic.gov.jm