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Affordable MSME Financing

Business Solutions and Financing for your Business

JMMB is an integrated financial services provider who is committed to showing heart-to-heart connections and providing genuine, caring relationships, as we proactively deliver personalized financial plans that offer access to our wide range of financial solutions, including banking and investment

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Tourist Enhancement Fund (TEF)

This is a partnership arrangement with the Ministry of Tourism and JN Small Business Loan Limited to assist all MSMEs that are involved in tourism related projects including projects that lend support to the tourism industry where at least 30% of their revenue is earned from the tourism industry,

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NCB Quick Biz Loan

This facility provides unsecured financing to the Bank’s existing SME customers for short-term business needs.

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NCB Merchant Advance Credit Facility

This facility enables SME card merchants to use their future debit and credit card receivables to access affordable financing on an unsecured basis, to be utilized primarily for working capital support.

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NCB Business Grow Loan Facility

The National Commercial Bank (NCB) Jamaica is the first commercial bank to establish a structured framework to provide loan offerings to MSMEs. The Bank has an established framework to provide access to loans for MSMEs. The framework includes:

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First Heritage Co-Operative Credit Union Micro & Small Business Loans

The landscape of the local marketplace has seen rapid growth in the small and medium enterprise sector over the past two decades.

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Access Limited MSME Loan Facility

Access Financial Services is one of the premier providers of loans to Jamaica’s Microfinance Sector. AFS has been lending to MSMEs since it started its operations in 2000. Clients are served through a retail network of eighteen (18) branches island-wide.

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TEF 5x5x5

To assist businesses in the tourism sector in accessing capital for goods and services. Businesses must demonstrate an investment of at least 50% of the request for financing. Investment may take the form of physical assets or financial capital.

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SME Loan under the Foundations for Competitiveness & Growth Project (FCGP) for SMEs

The FCG Project is a USD$50 Million World Bank Loan Programme, comprising four (4) components to assist in driving firm competitiveness and growth. The Development Bank of Jamaica (DBJ) leads the management of the SME facilitation component valued at USD 27M / approximately JMD3 Billion.

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Partial Credit Guarantee Enhancement Facility

The Credit Enhancement Facility (CEF) gives a helping hand to Small & Medium-sized enterprises (MSMEs).

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The Ministry

Welcome to the official website of the Ministry of Industry, Investment and Commerce.

The Ministry of Industry, Investment and Commerce is described as Jamaica's "Business Ministry." It's mandate is to lead the development of policies that will create growth and jobs, while achieving social inclusion and consumer protection. The Ministry, working its stakeholders is primarily responsible for business policy development, monitoring and evaluation, while giving direction and oversight to a cluster of implementing departments and agencies.

We have, therefore, placed much energy and enthusiasm into the development of this website to provide timely information on the Ministry, our agencies and programmes.

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4 St. Lucia Avenue, Kingston 5, Jamaica
Telephone: (876) 968-7116 
Fax: (876) 960-7422 
For general enquiries, requests for information, or assistance with ministry services, policies or programmes, contact: information@miic.gov.jm
For assistance with issues related to our online platforms & services, phone lines or digital resources, contact: customerservice@miic.gov.jm

Opening hours: 
Mondays - Thursdays 8:30 a.m. - 5:00 p.m.
Fridays 8:30 a.m. - 4:00 p.m.

 

The Ministry of Industry, Investment and Commerce - https://www.miic.gov.jm