Government of Jamaica

Partial Credit Guarantee Enhancement Facility

Name of Entity: 
Development Bank of Jamaica (DBJ)

Brief Description: 

The Credit Enhancement Facility (CEF) gives a helping hand to Small & Medium-sized enterprises (MSMEs). SMEs often find it difficult to access financing for expansion, however, DBJ’s CEF makes it easier for viable SMEs to access loans by providing partial loan guarantees to Approved Financial Institutions (AFIs) to reduce the risk on loans made to MSMEs.


It is expected that this facility will reduce the risk of lending to MSMEs, by supplementing available collateral to meet the financial institutions' lending requirements. Allows viable MSMEs to access credit for expansion.

The CEF targets viable MSMEs in all economic sectors, based on the GOJ definition of the MSME sector, as well as, start-ups. MSMEs must be tax compliant, have good credit history, and be in business for at least 12 months.

Since inception, the CEF approved 417 guarantees in the amount of J$1.85 billion (US$ 14.7 million), supporting J$4.33 billion (US$34.4 million) in loans through 15 AFIs to SMEs.

Find Contact: 

Development Bank of Jamaica
11a – 15 Oxford Road
Kingston 5
Telephone: (876) 929-4000, (876) 619-4000
Fax Number:  (876) 929-6055

Learn More: 

The Ministry

Welcome to the official website of the Ministry of Industry, Investment and Commerce.

The Ministry of Industry, Investment and Commerce is described as Jamaica's "Business Ministry." It's mandate is to lead the development of policies that will create growth and jobs, while achieving social inclusion and consumer protection. The Ministry, working its stakeholders is primarily responsible for business policy development, monitoring and evaluation, while giving direction and oversight to a cluster of implementing departments and agencies.

We have, therefore, placed much energy and enthusiasm into the development of this website to provide timely information on the Ministry, our agencies and programmes.


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4 St. Lucia Avenue, Kingston 5, Jamaica
Telephone: (876) 968-7116 
Fax: (876) 960-7422 

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